According to Ohio Historical Society, Gilbert J. Loomis was the first person to purchase auto liability insurance for just $5 from Ohio Automobile Insurance Company for just $5 in 1897. In the following year, Dr. Truman Martin was the second person in the US to purchase auto liability insurance with a coverage limit of $5,000 for an annual insurance rate of just $12.25 in 1898.

The biggest advantage of owning a hybrid car is, it can run both gasoline and battery powered electricity. Typically, hybrid cars are more eco-friendly, and energy efficient. But do these advantages make hybrid cars more expensive to insure?

Your car insurance will pay up to your coverage limit for a stolen car. But there are only two types of car insurance that cover stolen cars.

Looking to switch car insurance? Learn the step-by-step process to change providers smoothly, avoid penalties, and secure the best coverage at the best rate.

Wondering if auto insurance is mandatory when financing a car? Learn why lenders require coverage, essential insurance types, costs, and tips to save on premiums.

Driving without car insurance can lead to serious legal and financial consequences, including fines, license suspension, and jail time, and more.