Auto insurance

Salvage title insurance in Michigan depends on the vehicle's title status. Rebuilt vehicles may qualify for no-fault coverage and optional protection.

Hit-and-run insurance in Michigan depends on your policy. PIP, collision, and uninsured motorist coverage may help pay for injuries and vehicle damage.

Yes, older cars are often cheaper to insure, but not always. Learn how depreciation, repair costs, theft risk, and coverage options can affect your premiums.

In most states throughout the U.S., you’re legally required to have car insurance to register, and drive your car. If you don’t have car insurance, you won’t be able to register your car, as the DMV requires proof of insurance to verify whether you’re abiding by the state’s insurance requirements.

Gap insurance is an optional add-on coverage that covers the gap between your car’s actual cash value, and the amount you still owe on your auto loan or lease if your car is totaled or stolen. Additionally, gap insurance also covers your car’s deprecation cost unlike collision, and comprehensive auto insurance.

If you recently started driving, or you’re exploring ways to lower your car insurance rate, you may be wondering whether car insurance premiums decrease. Fortunately, it does, car insurance rates are typically determined based on various demographic factors.