Auto insurance

A deductible in car insurance is an agreed amount that you must pay out of pocket after an accident before your insurance covers the accidental damage. For example, if you’ve a car insurance deductible of $500, and after an accident your car’s repair cost is $2,000.

Whether it’s a traditional car key, or a smart key fob, there’s always a high chance that you might end up losing it. It can either get lost or stolen. A car key is the most essential part of your vehicle, without it you cannot unlock your car let alone start the engine.

Flat tires can increase your car’s repair expenses. Suppose your car’s getting repaired, and if your car insurance does not cover your car’s flat tires, then you will have to pay for it out of pocket.

If you happen to drive around the sub-urban areas of Michigan, there’s a high chance that your car might crash into a deer leading to vehicle damage and even bodily injuries. According to Michigan Government Records, and Michigan Crash Facts there have been 58,000 to 58,806 deer-car crashes in 2023.

Whether you can claim car insurance for an accident without police report depends on the state you’re located in. In most states in the U.S., you don’t necessarily need a police report for filing a minor car accident. However, if the damage is up to a significant amount, then you may need to make a police report to claim insurance.

If you’re wondering does auto insurance covers transmission repair, well that depends on the cause of damage. If your car’s transmission gets damaged gradually due to wear and tear, then your auto insurance won’t cover it. However, if it’s due to any accidental damage then yes, your auto insurance will cover the transmission repair or replacement costs.