Auto insurance

In most states throughout the U.S., you’re legally required to have car insurance to register, and drive your car. If you don’t have car insurance, you won’t be able to register your car, as the DMV requires proof of insurance to verify whether you’re abiding by the state’s insurance requirements.

Gap insurance is an optional add-on coverage that covers the gap between your car’s actual cash value, and the amount you still owe on your auto loan or lease if your car is totaled or stolen. Additionally, gap insurance also covers your car’s deprecation cost unlike collision, and comprehensive auto insurance.

If you recently started driving, or you’re exploring ways to lower your car insurance rate, you may be wondering whether car insurance premiums decrease. Fortunately, it does, car insurance rates are typically determined based on various demographic factors.

There are tons of ways your car’s windshield can get cracked or break. While you’re driving on the road, small rocks and debris may hit your car’s windshield and damage it. Or you may accidentally hit a pothole, and the impact can damage your windshield.

A deductible in car insurance is an agreed amount that you must pay out of pocket after an accident before your insurance covers the accidental damage. For example, if you’ve a car insurance deductible of $500, and after an accident your car’s repair cost is $2,000.

Whether it’s a traditional car key, or a smart key fob, there’s always a high chance that you might end up losing it. It can either get lost or stolen. A car key is the most essential part of your vehicle, without it you cannot unlock your car let alone start the engine.