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Cut your insurance costs in half with PLDP, a trusted agency providing cheap insurance in Michigan for over 30 years
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Comprehensive insurance solutions to help you stay secured




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About Us

What Makes PLPD Insurance Your Top Choice

Your complicated insurance policies won’t be a problem anymore. Get a fully customized insurance plan from PLPD, the most affordable insurance agency in Michigan. 

Company Information

Company Information

Established in 1925, PLDP Inc. is a renowned insurance company in Michigan. Through our parents and subsidiaries, we have been providing cheap insurance solutions to individuals, families and businesses.
Secure Your Future with PLPD
Secure Your Future with PLPD
Secure Your Future with PLPD

Years of Experience

Secure Your Future with PLPD

Accidents can happen, but you can safeguard your valuable assets with PLPD. Through our value-driven insurance solutions, we promise to keep you secure and prepared for whatever the future holds.
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bichecklg-1Comprehensive Coverage
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Our Services

Our Valued Services

Ditch the stress of insurance as PLPD's experts are here to help. For the last 30 years, we’ve been offering a wide range of insurance plans in Michigan. So, choose the right plan and get better coverage with bigger savings.

Auto Insurance

Drive worry-free with the most affordable auto insurance in Michigan! PLPD offers you comprehensive coverage, competitive rates and personalized service.
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Boat Insurance

Don't let worries about your boat ruin your day. PLPD's exclusive boat insurance will make sure your boat is protected for whatever adventure awaits!
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Term Life Insurance

Safeguard your loved ones' future with ease! PLPD’s term life insurance provides affordable protection and will protect your family in any situation.
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Motorcycle Insurance

Set out for a new adventure with your favorite bike! We offer affordable motorcycle insurance in Michigan for the ultimate protection on the open road.
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Renter's Insurance

Life throws unexpected punches, but you can be prepared. Protect your furniture, electronics, and cherished belongings with our renter’s insurance plan.
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RV Insurance

Don’t stop exploring the world when PLPD's RV insurance has your back. Our insurance protects your home on wheels, so you can explore with peace of mind.
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Snowmobile Insurance

Snowmobile adventure gets a lot more exciting! Our comprehensive snowmobile insurance keeps you covered, so you can shred the slopes with 100% confidence.
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Homeowner's Insurance

Safeguard your sanctuary with homeowner's insurance. Protect your home, belongings, and peace of mind with comprehensive coverage tailored to your needs.
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Shield Your Drive To Secure Your Journey

Protect yourself and your loved ones on the road with our reliable auto insurance plans. Drive with peace of mind knowing you're covered every step of the way.

  • bichecklgCollision Coverage
  • bichecklgLiability Coverage
  • bichecklgPersonal Injury Protection (PIP)
  • bichecklgUninsured / Underinsured Motorist Coverage
  • bichecklgComprehensive Coverage

Our Auto Insurance Protects You On Every Turn

Protecting your vehicle against a wide range of risks

Comprehensive Coverage

Protecting your vehicle against a wide range of risks A full-form insurance coverage that gives your protection in every situation

Personalized Premiums

Personalized Premiums

Tailored insurance plans that suit your driving habits Customized insurance plans that match your driving and budget

Rapid Claim Processing

Rapid Claim Processing

24/7 emergency assistance services to always be there when you need us

Roadside Assistance

24/7 emergency assistance services ensuring you re never in trouble

See What Our Satisfied Customers Have To Say

Explore testimonials from our delighted clients. Learn how our customized insurance solutions deliver peace of mind and outstanding service. Rely on us to protect what's most important to you.

Following a recent minor accident, I was pleasantly surprised by the seamless claim process with this insurance company. Their prompt and professional assistance provided reassurance and peace of mind. With their personalized approach to premiums, I've remained a loyal customer for years, saving both time and money.

Anthony Thomas

Troy, MI

Highly recommend, PLPD impressed me with their professionalism and commitment to client satisfaction. They took the time to understand my unique requirements and offered personalized solutions that fit my budget. Their prompt responses and attention to detail set them apart. Trustworthy, reliable, and a pleasure to work with!

Gilbert Delisle

Lansing, MI

Outstanding experience! PLPD provided prompt, professional service and helped me navigate the complexities of insurance effortlessly. With their comprehensive coverage options and competitive rates, I feel well-protected and supported. Thank you for your excellent assistance!

Peter Lawson

Flint, MI

Exceptional service! The team at PLPD went above and beyond to find the perfect coverage for my needs. Their attention to detail and personalized approach made me feel confident and secure. I highly recommend them to anyone seeking reliable insurance solutions.

Benjamin McCurry

Detroit, MI

Our Blogs

Read for In-Depth Insights

Explore our insightful blogs for expert tips, industry updates, and valuable insights on insurance and beyond.
Importance of Life Insurance for Financial Planning



Importance of Life Insurance for Financial Planning

Financial planning is an essential aspect of managing one's finances, ensuring security, and achieving long-term goals. Among...
Tips for Reducing Auto Insurance Premiums



Tips for Reducing Auto Insurance Premiums

Auto insurance is a necessity for all drivers, but it doesn't have to break the bank. By implementing smart strategies and ma...
How to Choose the Right Term Length for Life Insurance



How to Choose the Right Term Length for Life Insurance

Life insurance is a crucial aspect of financial planning, providing financial protection for loved ones in the event of unexp...

Frequently Ask Question

There are a wide range of insurance solutions to protect what matters most. We offer the following insurances as a part of efforts to protect your valuable assets:  

  • Auto Insurance
  • Boat Insurance
  • Term Life Insurance
  • Motorcycle Insurance
  • Renter's Insurance
  • RV Insurance
  • Snowmobile Insurance
  • Homeowner's Insurance

Think of Insurance as your financial umbrella. You pay a regular amount (premium) to the insurance company, and they pool this money with contributions from other policyholders. If you experience a covered event, like an accident or illness, you file a claim. The insurance company then uses the collected premiums to pay out valid claims, up to set limits in your policy. This way, you're protected from unexpected financial burdens. To know more about insurance and what’s right for you, contact us for a free consultation and personalized quote! 

Your insurance premiums can be determined by several factors. Here's a breakdown of some common ones:

  • Insurance companies assess your risk of filing a claim. Age, health, driving record, and property location, all can play a role.
  • The amount and type of coverage you choose affects the premium. Higher coverage limits or comprehensive policies naturally cost more.
  • The higher your deductible (the amount you pay before insurance kicks in), the lower your premium will be.  
  • Past insurance claims can increase your premiums. A history of accidents or illnesses might lead to higher auto or health insurance rates.
  • In some cases, your credit score can be a factor, with better credit scores potentially qualifying for lower premiums. 


Want to know more about insurance premiums? Book a free consultation today.

It depends on your lifestyle and preferences. However, most people do need some form of insurance. Insurance allows you to have some sort of financial protection against unexpected events that could cause significant financial hardship. For example, insurance protects your valuable possessions such as homes, cars, etc. from damage, theft, or destruction.

Yes, you can adjust your coverage levels to reduce your premiums. But finding the sweet spot between affordability and protection is key. With our expert agents, we can help you customize your plan, optimize your deductible, and unlock hidden discounts.

If you want to lower your insurance premiums, you can compare quotes from different insurers. Many insurers offer discounts for good grades, bundling policies, taking safety courses, or having safety features. Regularly review your coverage to avoid paying for extras you don't need.  Besides, if you want to find the perfect balance, contact us for a personalized quote. 

Permanent policies are an excellent choice if you're seeking life-long protection or the ability to accumulate a tax-deferred cash value. The cash value can be used in several different ways. For instance, you can take out a loan against the cash value.


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Secure your future with PLPD insurance today. Our comprehensive policies offer protection for your property, liability, and personal damage, ensuring peace of mind and financial security.


Auto Insurance
Motorcycle Insurance
Boat Insurance
Renter's Insurance
Term life Insurance
RV Insurance
Snowmobile Insurance
Homeowner's Insurance

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