Get the Cheapest Insurance in Flint, Michigan with PLPD
It often comes down to three key factors when you’re exploring insurance coverage in Flint, Michigan, which include affordability, reliability, and adequate coverage options. If you’re exploring affordable insurance in Flint, MI, PLPD Insurance offers something better than affordable; it is a highly reputable insurance agency that provides the cheapest insurance in the city.
Ever since 1925, our insurance policy has been specifically structured to ensure that it’s accessible and affordable for every budget. Over the last 100 years, PLPD Insurance Agency has evolved from an auto insurance company to a full-fledged property and casualty insurance company.
Starting from motor vehicle insurance covering cars, motorcycles, RVs, boats, and snowmobiles, we also provide renters insurance, home insurance, and life insurance solutions.
If you’re looking for a reliable insurance company offering a wide range of flexible coverage options, you should consider PLPD Insurance. Contact us now to get a free quote from Michigan’s most trusted choice today.

Office Hours
Friday
Saturday
Sunday
Monday
Tuesday
Wednesday
Thursday
9:30 AM–4:30 PM
Closed
Closed
9:30 AM–4:30 PM
9:30 AM–4:30 PM
9:30 AM–4:30 PM
9:30 AM–4:30 PM
1391 Bristol Rd, Flint, MI 48507
Areas Served
Fenton, Holly, Linden, Argentina, Gaines, Byron, Cohoctah, Springfield, Hartland
Need Urgent Help with Insurance?
Our agents are always here to help you with any issue or concern.
Follow Social Media
Follow PLPD on social media for the latest updates, insurance tips, special offers, and community news. Stay connected and informed with the best insurance agency in Flint, Michigan!
Insurance Policies Offered by PLPD in Flint, MI
Whether you’re searching for insurance to secure your vehicle, protect your home, or find the right term-life insurance coverage, PLPD’s extensive range of insurance policies provides adequate financial protection at an affordable rate. Here’s a detailed overview of the insurance solutions available in Flint, MI, to help you choose the coverage that best fits your needs and budget.
Car Insurance
Our affordable Car insurance policy is designed to protect your personal car and commercial vehicle against accidents and unexpected events like theft, fire, and natural disasters. It covers expenses such as liability costs, medical bills, and your car’s repair and replacement costs. Finding a cheap car insurance quote can be quite challenging in Flint, MI, and that’s why our experienced car insurance agents are always available to help you secure the cheapest rates.
Motorcycle Insurance
Motorcycles are prone to road accidents due to a lack of protective barriers. To ensure you’re financially protected while riding on the busy roads of Flint, we offer the cheapest motorcycle insurance policy in the city. Our policy includes liability coverage, medical expense protection, and repair or replacement costs for your motorcycle after an accident or covered event.
Boat Insurance
Just like any motor vehicle, boats are also vulnerable to damage, accidents, and weather-related risks. Whether you’re enjoying a day on the Flint River or storing your boat for the season, PLPD’s affordable boat and watercraft insurance policy helps protect you from costly repairs, liability claims, and other unexpected expenses.
Renter’s Insurance
Renting a home or apartment in Flint doesn’t mean you have to risk losing your personal belongings to theft, fire, water damage, or other unexpected events. PLPD’s cheap renters’ insurance policy provides affordable protection for your possessions while also covering personal liability if someone is injured in your rental space.
Term Life Insurance
Term life insurance is an essential investment and financial protection to ensure that your loved ones are financially secure after your unexpected absence. Get the most affordable term life insurance policy in Flint and invest in building a financial safety net to cover expenses such as mortgage payments, education costs, and daily living needs.
RV Insurance
Whether you’re traveling across Michigan or parked at a local campsite near Flint, PLPD’s cheap RV insurance provides complete financial protection against accidents, property damage, theft, and other unexpected events. Our coverage includes liability protection, medical payments, repair or replacement costs, and more.
Snowmobile Insurance
While Michigan’s icy trails are exciting for snowmobile rides, they also pose a substantial risk of severe accidents in Flint. With PLPD’s affordable snowmobile insurance, you can protect your sled from liability claims, medical expenses, and repair or replacement costs if it’s stolen, damaged, or involved in an accident.
Homeowners Insurance
Living in Flint comes with increased risk from extreme weather events like tornadoes and floods, as well as a higher-than-average property crime rate. Reliable homeowners' insurance is essential to protect your home and belongings from storm damage, theft, vandalism, and other unexpected events. PLPD’s affordable homeowners insurance coverage includes dwelling protection, personal property coverage, and liability support to keep you financially secure.
Our Valued Services
Auto Insurance
Boat Insurance
Term Life Insurance
Motorcycle Insurance
Renter's Insurance
RV Insurance
Snowmobile Insurance
Homeowner's Insurance
Do you Want To Start Instant Insurance?
Why is PLPD Insurance Agency the Most Trusted Choice in Flint, MI?
Ever since 1925, PLPD Insurance Agency has strived to provide the most affordable insurance coverage to ensure it is accessible for every budget. Today, we have over 10,000 policyholders who rely on our coverage in Flint and throughout Michigan, making PLPD Insurance Agency the most trusted choice in Flint, MI.
If you’re exploring insurance solutions in Flint, MI, it’s crucial to determine whether the insurer is reliable or not. Here are some key reasons why PLPD Insurance Agency is the most reliable insurance company in Flint, MI.
- Trusted by 10,000+ policyholders
- Over 100 years of success record
- Affordable insurance policy for every budget
- Quick and easy claims policy
- Dedicated customer support
- Flexible policies with extensive coverage options
Tips to Lower Your Insurance Premiums in Flint, MI
Our agents are always here to help you find ways to make your insurance policy cheaper and more affordable. Here are some expert tips from our specialized insurance agents to lower your insurance premiums in Flint, MI.
- Store your vehicle in a secured garage to reduce theft and vandalism risk
- Install anti-theft devices or GPS tracking to qualify for crime-related discounts
- Park in well-lit or monitored areas to minimize property damage claims
- Take extra safety precautions during severe weather seasons to avoid storm-related claims
- Install home security systems and cameras to reduce homeowners’ and renters' insurance rates
- Strengthen your roof or home structure to mitigate tornado and wind damage risks
- Maintain a claims-free history, especially in areas with higher claim frequency
- Choose neighborhood-based discounts (some insurers offer lower rates for gated communities or HOAs)
- Bundle vehicle and property coverage to offset higher local risk surcharges
Frequently Asked Question
What is the average monthly car insurance in Michigan?
What is an umbrella policy?
Is all property insurance the same?
Is auto insurance mandatory?
Where can I find the best car insurance in Flint, Michigan?
What does PLPD stand for?
Read for In-Depth Insights

15
May
How to Choose the Right Term Length for Life Insurance?

1
Sep
How Much Does the Average Auto Insurance Cost?

14
May
Importance of Life Insurance for Financial Planning


