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    Get the Cheapest Insurance in Flint, Michigan with PLPD

    It often comes down to three key factors when you’re exploring insurance coverage in Flint, Michigan, which include affordability, reliability, and adequate coverage options. If you’re exploring affordable insurance in Flint, MI, PLPD Insurance offers something better than affordable; it is a highly reputable insurance agency that provides the cheapest insurance in the city.

    Ever since 1925, our insurance policy has been specifically structured to ensure that it’s accessible and affordable for every budget. Over the last 100 years, PLPD Insurance Agency has evolved from an auto insurance company to a full-fledged property and casualty insurance company.

    Starting from motor vehicle insurance covering cars, motorcycles, RVs, boats, and snowmobiles, we also provide renters insurance, home insurance, and life insurance solutions.

    If you’re looking for a reliable insurance company offering a wide range of flexible coverage options, you should consider PLPD Insurance. Contact us now to get a free quote from Michigan’s most trusted choice today.

    Best Insurance Agency in Flint, Michigan
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    Flint, MI

    1391 Bristol Rd, Flint, MI 48507, United States

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    Email

    flint@plpd.com

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    Call 24/7

    +1 810-341-5077

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    Quote

    We offer affordable PLPD insurance rates for every budget

    Office Hours

    Friday

    Saturday

    Sunday

    Monday

    Tuesday

    Wednesday

    Thursday

    9:30 AM–4:30 PM

    Closed

    Closed

    9:30 AM–4:30 PM

    9:30 AM–4:30 PM

    9:30 AM–4:30 PM

    9:30 AM–4:30 PM

    1391 Bristol Rd, Flint, MI 48507

    Areas Served

    Fenton, Holly, Linden, Argentina, Gaines, Byron, Cohoctah, Springfield, Hartland

    Need Urgent Help with Insurance?

    Our agents are always here to help you with any issue or concern.


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    Follow PLPD on social media for the latest updates, insurance tips, special offers, and community news. Stay connected and informed with the best insurance agency in Flint, Michigan!

    Insurance Policies Offered by PLPD in Flint, MI


    Whether you’re searching for insurance to secure your vehicle, protect your home, or find the right term-life insurance coverage, PLPD’s extensive range of insurance policies provides adequate financial protection at an affordable rate. Here’s a detailed overview of the insurance solutions available in Flint, MI, to help you choose the coverage that best fits your needs and budget.


    Car Insurance

    Our affordable Car insurance policy is designed to protect your personal car and commercial vehicle against accidents and unexpected events like theft, fire, and natural disasters. It covers expenses such as liability costs, medical bills, and your car’s repair and replacement costs. Finding a cheap car insurance quote can be quite challenging in Flint, MI, and that’s why our experienced car insurance agents are always available to help you secure the cheapest rates.


    Motorcycle Insurance

    Motorcycles are prone to road accidents due to a lack of protective barriers. To ensure you’re financially protected while riding on the busy roads of Flint, we offer the cheapest motorcycle insurance policy in the city. Our policy includes liability coverage, medical expense protection, and repair or replacement costs for your motorcycle after an accident or covered event.


    Boat Insurance

    Just like any motor vehicle, boats are also vulnerable to damage, accidents, and weather-related risks. Whether you’re enjoying a day on the Flint River or storing your boat for the season, PLPD’s affordable boat and watercraft insurance policy helps protect you from costly repairs, liability claims, and other unexpected expenses.


    Renter’s Insurance

    Renting a home or apartment in Flint doesn’t mean you have to risk losing your personal belongings to theft, fire, water damage, or other unexpected events. PLPD’s cheap renters’ insurance policy provides affordable protection for your possessions while also covering personal liability if someone is injured in your rental space.


    Term Life Insurance

    Term life insurance is an essential investment and financial protection to ensure that your loved ones are financially secure after your unexpected absence. Get the most affordable term life insurance policy in Flint and invest in building a financial safety net to cover expenses such as mortgage payments, education costs, and daily living needs.


    RV Insurance

    Whether you’re traveling across Michigan or parked at a local campsite near Flint, PLPD’s cheap RV insurance provides complete financial protection against accidents, property damage, theft, and other unexpected events. Our coverage includes liability protection, medical payments, repair or replacement costs, and more.


    Snowmobile Insurance

    While Michigan’s icy trails are exciting for snowmobile rides, they also pose a substantial risk of severe accidents in Flint. With PLPD’s affordable snowmobile insurance, you can protect your sled from liability claims, medical expenses, and repair or replacement costs if it’s stolen, damaged, or involved in an accident.


    Homeowners Insurance

    Living in Flint comes with increased risk from extreme weather events like tornadoes and floods, as well as a higher-than-average property crime rate. Reliable homeowners' insurance is essential to protect your home and belongings from storm damage, theft, vandalism, and other unexpected events. PLPD’s affordable homeowners insurance coverage includes dwelling protection, personal property coverage, and liability support to keep you financially secure.


    Our Services

    Our Valued Services

    Stay financially secured with adequate insurance coverage within your budget. Over the last 100 years, we have been offering a wide range of insurance plans in Michigan. So, choose the right plan, get better coverage, and save more with PLPD Insurance.

    Auto Insurance

    Drive worry-free with the most affordable auto insurance in Michigan! PLPD offers you a wide variety of insurance coverage, competitive rates and personalized service.
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    Boat Insurance

    Don't let worries about your boat ruin your day. PLPD's exclusive boat insurance will make sure your boat is protected for whatever adventure awaits!
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    Term Life Insurance

    Safeguard your loved ones' future with ease! PLPD’s term life insurance provides affordable protection and will protect your family in any situation.
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    Motorcycle Insurance

    Set out for a new adventure with your favorite bike! We offer affordable motorcycle insurance in Michigan for the ultimate protection on the open road.
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    Renter's Insurance

    Life throws unexpected punches, but you can be prepared. Protect your furniture, electronics, and cherished belongings with our renter’s insurance plan.
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    RV Insurance

    Don’t stop exploring the world when PLPD's RV insurance has your back. Our insurance protects your home on wheels, so you can explore with peace of mind.
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    Snowmobile Insurance

    Driving a snowmobile has substantial risks, especially as the roads are slippery, and may suddenly skid leading to an accident. Get our snowmobile insurance to keep yourself financially secured while enjoying your snowy rides!
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    Homeowner's Insurance

    Safeguard your sanctuary with homeowner's insurance. Protect your home, belongings, and peace of mind with comprehensive coverage tailored to your needs.
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    Why is PLPD Insurance Agency the Most Trusted Choice in Flint, MI?

    Ever since 1925, PLPD Insurance Agency has strived to provide the most affordable insurance coverage to ensure it is accessible for every budget. Today, we have over 10,000 policyholders who rely on our coverage in Flint and throughout Michigan, making PLPD Insurance Agency the most trusted choice in Flint, MI.

    If you’re exploring insurance solutions in Flint, MI, it’s crucial to determine whether the insurer is reliable or not. Here are some key reasons why PLPD Insurance Agency is the most reliable insurance company in Flint, MI.

    • Trusted by 10,000+ policyholders
    • Over 100 years of success record
    • Affordable insurance policy for every budget
    • Quick and easy claims policy
    • Dedicated customer support
    • Flexible policies with extensive coverage options


    Tips to Lower Your Insurance Premiums in Flint, MI

    Our agents are always here to help you find ways to make your insurance policy cheaper and more affordable.  Here are some expert tips from our specialized insurance agents to lower your insurance premiums in Flint, MI.

    • Store your vehicle in a secured garage to reduce theft and vandalism risk
    • Install anti-theft devices or GPS tracking to qualify for crime-related discounts
    • Park in well-lit or monitored areas to minimize property damage claims
    • Take extra safety precautions during severe weather seasons to avoid storm-related claims
    • Install home security systems and cameras to reduce homeowners’ and renters' insurance rates
    • Strengthen your roof or home structure to mitigate tornado and wind damage risks
    • Maintain a claims-free history, especially in areas with higher claim frequency
    • Choose neighborhood-based discounts (some insurers offer lower rates for gated communities or HOAs)
    • Bundle vehicle and property coverage to offset higher local risk surcharges


    Frequently Asked Question

    The average monthly car insurance in Michigan is slightly higher than the national average. Full coverage policies in Michigan typically cost around $258 per month, leading to an annual premium of $3,096. This stands in contrast to the U.S. average of $129 per month, or $1,548 annually. While minimum coverage options can offer lower premiums, you must ensure sufficient protection based on your needs and risk tolerance. For more information on auto insurance in Flint MI, contact us for a free consultation.
    An umbrella policy is a type of insurance that provides additional liability protection beyond the limits of your auto and homeowners insurance. Essentially, it offers an extra layer of coverage against lawsuits, claims, or judgments. In umbrella policies, coverage is typically offered in increments of $1 million and is relatively inexpensive compared to the added protection they offer.
    No, property insurance is not the same for every type of property. Homeowners, renters, and auto insurance generally provide similar basic protections. However, you can personalize the coverages based on your specific needs. For instance, you can often choose from a variety of deductibles (the amount you pay out-of-pocket for a claim) and coverage limits to customize your protection.
    Generally, yes. Most states require drivers to have at least a minimum level of auto insurance, though the specific requirements vary by state. Additionally, if you financed or leased your vehicle, your lender will typically require you to maintain auto insurance coverage.
    For the best car insurance in Flint, Michigan, look no further than PLPD Insurance. For decades, we’ve been satisfying customers with our auto insurance. We offer competitive rates, comprehensive coverage options, and exceptional customer service to meet all your requirements. To learn more information, contact us and get a free personalized quote today.
    PLPD stands for personal liability and property damage insurance. It's just another name for liability insurance. In simple terms, it’s an auto insurance that covers liability for bodily injury and property damage to others if you are at fault in an accident.
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