Insurance Terms
Buy Now
  • Home
  • >
    Flint Michigan

    Best Insurance Agency in Flint, Michigan.

    Welcome to PLPD, the premier insurance agency in Flint, Michigan. Established over two decades ago, PLPD has built a reputation for providing comprehensive and reliable insurance solutions tailored to meet the unique needs of our clients. Our mission is to offer peace of mind through personalized insurance services that protect what matters most to you.

    At PLPD, our values are rooted in integrity, customer satisfaction, and community involvement. We believe in treating our clients like family, ensuring that each policy we offer is perfectly suited to your individual requirements. Whether you're seeking auto, home, life, or business insurance, our experienced team is dedicated to guiding you through the process with expertise and care.

    Located conveniently in the heart of Flint, our office is easily accessible, and our friendly staff is always ready to assist you. We pride ourselves on our local presence and our deep understanding of the Flint community's needs. Our commitment to excellence has earned us a loyal customer base and numerous accolades in the insurance industry.

    Choose PLPD for a trusted partner in your insurance journey. Let us help you safeguard your future with the best insurance solutions Flint, Michigan, has to offer. Contact us today to learn more about how we can serve you.

    Best Insurance Agency in Flint, Michigan

    Flint, MI

    3501 S linden Rd. Flint, Michigan 48507





    Call 24/7

    (810) 658-2111 to quote by phone



    We offer great rates whether you have a totally

    Office Hours








    9:00 AM - 4:00 PM



    9:00 AM - 4:00 PM

    9:00 AM - 4:00 PM

    9:00 AM - 4:00 PM

    9:00 AM - 4:00 PM

    3510 s Linden Rd Flint, MI 48507

    Areas Served

    Fenton, Holly, Linden, Argentina, Gaines, Byron, Cohoctah, Springfield, Hartland

    Additional Contact

    Phone: + 5454848954894

    Follow Social Media


    Follow PLPD on social media for the latest updates, insurance tips, special offers, and community news. Stay connected and informed with the best insurance agency in Flint, Michigan!

    Factors Affecting the Insurance Rates in Flint, Michigan

    It is crucially important to understand what impacts your insurance rate, especially when you are looking for cheap insurance in Michigan. Whether you need affordable auto insurance, motorcycle insurance, or renter’s insurance, to secure the best coverage at a cheap rate, you must consider knowing the factors that affect insurance rates.

    For instance, insurance premiums or rates can vary significantly based on location. Besides, your marital status, credit score, and profession may also affect insurance rates. Don’t want high premiums to stand in the way of protecting yourself and your car or other assets? Let’s find out the factors affecting insurance policy prices in detail.

    Demographics and Location

    If you’re a driver looking for affordable car insurance, maintaining a clean driving record may result in lower premiums. Younger drivers are considered high-risk drivers, so they may have to pay higher premiums. Where you live in Michigan also impacts insurance rates. For instance, urban areas often have higher premiums due to a higher percentage of accidents. Location also matters in the case of renter’s insurance rates as some parts of the state can be susceptible to property crime or natural disasters.

    Economic Conditions

    Auto insurance cost may vary depending on the vehicle type, including make, model, and age of your vehicle. Employment rates and the local economy can influence insurance costs as well. A robust local economy can lead to lower rates due to reduced risks associated with financial stability. Conversely, areas with higher unemployment may see higher premiums. Property values also play a role; higher-valued properties generally incur higher insurance rates.

    Environmental Factors

    If you have a history of filing an insurance claim, it may lead to a higher insurance rate. Flint's weather patterns and the risks of natural disasters like floods or storms can affect home and auto insurance premiums. The condition of Flint’s infrastructure, including roads, impacts auto insurance rates. Well-maintained roads typically lead to lower premiums as they pose fewer risks for accidents.

    Our Services

    Our Valued Services

    Ditch the stress of insurance as PLPD's experts are here to help. For the last 30 years, we’ve been offering a wide range of insurance plans in Michigan. So, choose the right plan and get better coverage with bigger savings.

    Auto Insurance

    Drive worry-free with the most affordable auto insurance in Michigan! PLPD offers you comprehensive coverage, competitive rates and personalized service.
    Buy Nowarrow-4

    Boat Insurance

    Don't let worries about your boat ruin your day. PLPD's exclusive boat insurance will make sure your boat is protected for whatever adventure awaits!
    Get Quotearrow-5

    Term Life Insurance

    Safeguard your loved ones' future with ease! PLPD’s term life insurance provides affordable protection and will protect your family in any situation.
    Get Quotearrow-5

    Motorcycle Insurance

    Set out for a new adventure with your favorite bike! We offer affordable motorcycle insurance in Michigan for the ultimate protection on the open road.
    Get Quotearrow-5

    Renter's Insurance

    Life throws unexpected punches, but you can be prepared. Protect your furniture, electronics, and cherished belongings with our renter’s insurance plan.
    Get Quotearrow-5

    RV Insurance

    Don’t stop exploring the world when PLPD's RV insurance has your back. Our insurance protects your home on wheels, so you can explore with peace of mind.
    Get Quotearrow-5

    Snowmobile Insurance

    Snowmobile adventure gets a lot more exciting! Our comprehensive snowmobile insurance keeps you covered, so you can shred the slopes with 100% confidence.
    Get Quotearrow-5

    Homeowner's Insurance

    Safeguard your sanctuary with homeowner's insurance. Protect your home, belongings, and peace of mind with comprehensive coverage tailored to your needs.
    Get Quotearrow-5

    Do you Want To Start Instant Insurance?

    Get covered in minutes! Explore our instant insurance options for quick, hassle-free protection tailored to your needs. Start now!

    Tips for Finding Affordable Insurance in Flint

    Finding affordable insurance in Flint doesn’t have to be a daunting task. By following a few strategic tips, you can secure the coverage you need without breaking the bank. Here are some key tips to help you find affordable insurance in Flint:

    1. Shop Around: Don’t settle for the first quote you receive. Compare rates from multiple insurance providers to ensure you’re getting the best deal. Online comparison tools can make this process quick and easy.
    2. Bundle Policies: Many insurance companies offer discounts if you bundle multiple policies, such as auto and home insurance. Bundling can lead to significant savings.
    3. Maintain a Good Credit Score: Insurance companies often use credit scores to determine premiums. By maintaining a good credit score, you can potentially lower your insurance rates.
    4. Increase Your Deductible: Opting for a higher deductible can reduce your premium. Just be sure you can afford to pay the deductible in the event of a claim.
    5. Ask About Discounts: Inquire about available discounts for things like safe driving, installing security systems, or being a loyal customer. Every little bit helps in reducing your overall premium.
    6. Review Coverage Regularly: Life changes can affect your insurance needs. Regularly review your coverage to make sure you’re not over-insured or under-insured.

    By implementing these tips, you can find affordable insurance that meets your needs while staying within your budget. Contact PLPD today to explore your options and get a personalized quote.

    Why Is PLPD Insurance the Right Option for You?

    Choosing the right insurance agency is crucial for ensuring you have the best coverage tailored to your needs. PLPD Insurance stands out as the right option for you due to our commitment to personalized service, extensive coverage options, and competitive rates.

    At PLPD Insurance, we understand that every client’s situation is unique. Our experienced agents take the time to get to know you and your specific requirements, ensuring that you receive a policy that fits your life perfectly. Whether you need auto, home, life, or business insurance, our comprehensive range of services ensures that all your insurance needs are met under one roof.

    We pride ourselves on offering competitive rates without compromising on coverage quality. Our extensive network of providers allows us to find the best deals and discounts, ensuring you get the most value for your money. Additionally, our local expertise in Flint, Michigan, means we understand the unique challenges and opportunities in our community, allowing us to provide the most relevant advice and solutions.

    Customer satisfaction is at the heart of what we do. Our dedicated support team is always ready to assist you with any questions or claims, ensuring a smooth and stress-free experience. Choose PLPD Insurance for reliable, affordable, and personalized insurance solutions.

    Frequently Asked Question

    The average monthly car insurance in Michigan is slightly higher than the national average. Full coverage policies in Michigan typically cost around $258 per month, leading to an annual premium of $3,096. This stands in contrast to the U.S. average of $129 per month, or $1,548 annually. While minimum coverage options can offer lower premiums, you must ensure sufficient protection based on your needs and risk tolerance. For more information on auto insurance in Flint MI, contact us for a free consultation.
    An umbrella policy is a type of insurance that provides additional liability protection beyond the limits of your auto and homeowners insurance. Essentially, it offers an extra layer of coverage against lawsuits, claims, or judgments. In umbrella policies, coverage is typically offered in increments of $1 million and is relatively inexpensive compared to the added protection they offer.
    No, property insurance is not the same for every type of property. Homeowners, renters, and auto insurance generally provide similar basic protections. However, you can personalize the coverages based on your specific needs. For instance, you can often choose from a variety of deductibles (the amount you pay out-of-pocket for a claim) and coverage limits to customize your protection.
    Generally, yes. Most states require drivers to have at least a minimum level of auto insurance, though the specific requirements vary by state. Additionally, if you financed or leased your vehicle, your lender will typically require you to maintain auto insurance coverage.
    For the best car insurance in Flint, Michigan, look no further than PLPD Insurance. For decades, we’ve been satisfying customers with our auto insurance. We offer competitive rates, comprehensive coverage options, and exceptional customer service to meet all your requirements. To learn more information, contact us and get a free personalized quote today.
    PLPD stands for personal liability and property damage insurance. It's just another name for liability insurance. In simple terms, it’s an auto insurance that covers liability for bodily injury and property damage to others if you are at fault in an accident.
    Our Blogs

    Read for In-Depth Insights

    Explore our insightful blogs for expert tips, industry updates, and valuable insights on insurance and beyond.
    Importance of Life Insurance for Financial Planning



    Importance of Life Insurance for Financial Planning

    Financial planning is an essential aspect of managing one's finances, ensuring security, and achieving long-term goals. Among...
    Tips for Reducing Auto Insurance Premiums



    Tips for Reducing Auto Insurance Premiums

    Auto insurance is a necessity for all drivers, but it doesn't have to break the bank. By implementing smart strategies and ma...
    How to Choose the Right Term Length for Life Insurance



    How to Choose the Right Term Length for Life Insurance

    Life insurance is a crucial aspect of financial planning, providing financial protection for loved ones in the event of unexp...
    Secure your future with PLPD insurance today. Our comprehensive policies offer protection for your property, liability, and personal damage, ensuring peace of mind and financial security.


    Auto Insurance
    Motorcycle Insurance
    Boat Insurance
    Renter's Insurance
    Term life Insurance
    RV Insurance
    Snowmobile Insurance
    Homeowner's Insurance

    Built by Neutrix- Powered by Neutrix Systems