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If you happen to drive around the sub-urban areas of Michigan, there’s a high chance that your car might crash into a deer leading to vehicle damage and even bodily injuries. According to Michigan Government Records, and Michigan Crash Facts there have been 58,000 to 58,806 deer-car crashes in 2023.

Whether you can claim car insurance for an accident without police report depends on the state you’re located in. In most states in the U.S., you don’t necessarily need a police report for filing a minor car accident. However, if the damage is up to a significant amount, then you may need to make a police report to claim insurance.

If you’re wondering does auto insurance covers transmission repair, well that depends on the cause of damage. If your car’s transmission gets damaged gradually due to wear and tear, then your auto insurance won’t cover it. However, if it’s due to any accidental damage then yes, your auto insurance will cover the transmission repair or replacement costs.

If your son has recently turned 16, and has obtained a learner’s permit, the next step is to get him insured. Without having car insurance, your son wouldn’t be legally allowed to drive in most states throughout the US, except New Hampshire.

Ever wondered does auto insurance cover bicycle accidents? According to CDC, every year more than 130,000 bicyclists are injured, and nearly 1,000 bicyclists are killed in motor vehicle crashes.

Motorcycle accidents can be quite severe, especially due to the lack of protective barriers, unlike cars and other four-wheeled vehicles. This particularly means that there’s a substantial risk of getting minor to critical injuries while riding a motorcycle either as a rider or a passenger.