Renters Insurance

If you have invested in guns and ammunition, you have spent a significant budget on firearms, whether it’s for self-defense or as part of a personal collection. Now, if you’re living in a rented home, you may consider getting renters insurance to cover your personal belongings, but does it cover guns or firearms?

Whether it’s a minor water leak or a burst pipe, uncontrolled water flow in your rental unit can severely damage your personal belongings and even lead to mold infestation. In fact, water damage is among the most common and expensive claims for renters.

If your TV, refrigerator, air conditioner, and other household appliances get damaged or burned in an accidental fire, or if your microwave gets stolen, does renters insurance help?

Yes, renters insurance covers storage units under off-premises coverage, usually capped at 10% of your personal property limit. Learn what’s covered and excluded.

Learn how to cancel renters insurance, when it’s appropriate, how refunds work, the required steps, and what to consider before ending your policy.

If you’re wondering whether renters insurance covers bed bugs, unfortunately, the straightforward answer is no. However, it doesn’t necessarily mean you have to pay out of pocket.