Renters Insurance

If your TV, refrigerator, air conditioner, and other household appliances get damaged or burned in an accidental fire, or if your microwave gets stolen, does renters insurance help?

Yes, renters insurance covers storage units under off-premises coverage, usually capped at 10% of your personal property limit. Learn what’s covered and excluded.

Learn how to cancel renters insurance, when it’s appropriate, how refunds work, the required steps, and what to consider before ending your policy.

If you’re wondering whether renters insurance covers bed bugs, unfortunately, the straightforward answer is no. However, it doesn’t necessarily mean you have to pay out of pocket.

If you see cockroaches lurking around in your rental unit, your home may already be infested. These pesky bugs can contaminate your food, tear important documents, damage your electronic appliances, and create unsanitary living conditions.

Well, that depends, as a power outage itself is not covered by renters insurance unless the outcome of the power outage is due to a covered peril, which usually includes the following.