motorcycle insurance

If you’re wondering whether it’s possible to get motorcycle insurance without a license, the good news is that you can. But the bad news is, it isn’t easy. It depends on your situation, and it sure comes with challenges and a significantly higher rate.

Motorcycle accidents can be quite severe, especially due to the lack of protective barriers, unlike cars and other four-wheeled vehicles. This particularly means that there’s a substantial risk of getting minor to critical injuries while riding a motorcycle either as a rider or a passenger.

If you’re thinking of purchasing motorcycle insurance in Michigan any time soon, the first concern that comes to mind is the cost. The average monthly premium of motorcycle insurance in Michigan costs around $21/month, or $253/year for minimum liability-only coverage.